Simply Frugal. Simply Healthy. Simply Happy.
From the monthly archives:
This week I received the loan application and promissory note for my private student loan consolidation. According to the letter, I’ve been “conditionally approved.” If all of my paperwork is sent back correctly and verified, I’ll be actually approved. If I’m able to consolidate these loans, I’ll cut the interest rate and minimum payment almost [...]
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Photo by mysza Last night, Tony and I went over our budget and plans for Christmas. The holiday stress has definitely begun. Though we have a large extended family, we have to keep our gift list short this year because our travel expenses will be high. Not only are we paying for gas, we’ll have [...]
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The news has been scary lately. Crazy stock market plunges and surges, rising unemployment, and an unstable global economy make this a very scary financial market for average consumers. The news can’t be all bad, though, can it? There has to be a bright side to this craziness, right? In an effort to stay positive, [...]
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Photo by .leila With the temperature finally beginning to fall to a slightly crisp autumn chill, it’s time to start reevaluating my cold weather wardrobe. Shopping for clothes can be tough on a frugal budget, especially when you’re building a business-casual office wardrobe that has to consist of more than jeans and t-shirts. With a [...]
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I’ve been using ING Direct for my savings account since June. I have absolutely loved my experience with them so far. My interest rate has dipped a little from the original 3% to 2.7%, but it’s still much higher than any brick and mortar bank. One of the reasons I decided not to open a [...]
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It’s just been one of those weeks. Everything is just … blah. Nothing in particular, really. Maybe it’s because it’s my first full week back after a short vacation. Maybe it’s because I’m feeling deprived of fall in the 85-degree heat. Most likely I’m just more than a little homesick for the beautiful Midwestern fall [...]
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Never heard of MyPoints? Well, where have you been? It’s a free rewards program that requires very little work for a great payoff. After signing up, you’ll receive about 3 or 4 emails every day. All you have to do to earn points is read through them quickly and click on the “Get Points” link [...]
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Last night I called Chase to find out more information about consolidating my private student loan debt for a lower interest rate. I was hesitant to call. With the stock market rebounding yesterday, part of me wanted to wait another week or so to see if the credit market stabilizes a little. The truth is [...]
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