by Karen on December 31, 2008
Today is the last day of my first full year of frugality. I’ve only been blogging for about half of it, but we’ve spent all 12 months of 2008 cutting costs, saving, and pay down debt. I’ve learned much more than I can confine to this post (you’ll have to head into my archives for [...]
by Karen on December 29, 2008
photo by yoniamir As much as I love the holidays, I breathe a sigh of relief when Christmas is over. This year I managed to escape the pressure to spend a ton of money on gifts and entertaining. Instead, I found frugal alternatives to extravagant shopping to show the people I love that I care. [...]
by Karen on December 28, 2008
This is a guest post from one of my most frequent commenters, Bobbi. She doesn’t have her own blog, but I hope she’ll considering starting one now! There’s no better time than the new year! I’m also going through a similar dilemma with my year-end bonus, so I can definitely relate. Please weigh in and [...]
by Karen on December 26, 2008
I’ve never been a fan of Black Friday. Instead, I wait until all the holiday hubbub is over to find the best deals. It’s no secret that there are usually a ton of sales this time of year. Stores that overstocked for the holidays are trying to make room for new inventory by dropping their [...]
by Karen on December 25, 2008
Photo by sideshow blues I hope you’re all enjoying a safe and happy holiday. Now is the perfect time to take a step back and think about all the people and things that are truly important in your life. Here’s what I’m thankful for this holiday season: Seven months of marriage to my wonderful husband, [...]
by Karen on December 23, 2008
This is a guest post from Chris Ambrose. His cooking and entertaining blog, This Guy Cooks, is full of great tips for entertaining and cooking gourmet meals on a budget. If you’re struggling to come up with last minute meal ideas for Christmas or New Year’s, this great menu could be your solution. First I [...]
by Karen on December 23, 2008
I’m headed home to Indiana tonight to see my family for the first time in 6 months. Yay! This is my first real bloggy break since I started “Living Well on Less” five months ago. I’m feeling a little anxious about taking so much time off, but you won’t forget about me, will you? :) [...]
by Karen on December 22, 2008
I wasn’t expecting to receive a bonus from my employer this year. We’re in a recession, after all. So imagine my surprise when I received a bonus of about a week and a half’s pay. That’s quite a lot of money considering how little we spend. I find that extra money is a lot easier [...]
by Karen on December 21, 2008
Many of you are probably eagerly anticipating the great after Christmas deals this year. You may not have to wait until December 26 to get started, though. Today is the deadline for most online retailers to ship items by Christmas. Even though the holiday is a few days away, online after Christmas sales will start [...]
by Karen on December 20, 2008
photo by b.franchina This morning I sent my final payment to American Express. We’re officially credit card debt free!! In the past year, we’ve paid off almost $5,000 in credit card debt. I’m pretty proud considering how low our income was for a big part of the year. :) Unfortunately, we still have quite a [...]