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	<title>Comments on: Reflecting on my first frugal year</title>
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	<link>http://livingwellonless.com/2008/12/31/reflecting-on-my-first-frugal-year/</link>
	<description>Simply Frugal. Simply Healthy. Simply Happy.</description>
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		<title>By: Leah Ingram</title>
		<link>http://livingwellonless.com/2008/12/31/reflecting-on-my-first-frugal-year/comment-page-1/#comment-885</link>
		<dc:creator>Leah Ingram</dc:creator>
		<pubDate>Mon, 05 Jan 2009 15:23:09 +0000</pubDate>
		<guid isPermaLink="false">http://livingwellonless.com/?p=499#comment-885</guid>
		<description>Another amen to add to Sarah&#039;s comment about stress-free finances: if you haven&#039;t already done so, try to sign up for online billing through your bank. This allows you to set up payment schedules and then never have to stress about whether or not you paid a bill. Plus, with payments going out on time, you avoid late fees and (hopefully) improve your credit score. Gee, maybe I ought to give online bill paying my Suddenly Frugal Seal of Approval this week. Something to think about....

Leah

&lt;abbr&gt;&lt;em&gt;Leah Ingram’s last blog post..&lt;a href=&quot;http://suddenlyfrugal.wordpress.com/2009/01/05/we-are-a-web-winner/&quot; rel=&quot;nofollow&quot;&gt;We Are a Web Winner&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Another amen to add to Sarah&#8217;s comment about stress-free finances: if you haven&#8217;t already done so, try to sign up for online billing through your bank. This allows you to set up payment schedules and then never have to stress about whether or not you paid a bill. Plus, with payments going out on time, you avoid late fees and (hopefully) improve your credit score. Gee, maybe I ought to give online bill paying my Suddenly Frugal Seal of Approval this week. Something to think about&#8230;.</p>
<p>Leah</p>
<p><abbr><em>Leah Ingram’s last blog post..<a href="http://suddenlyfrugal.wordpress.com/2009/01/05/we-are-a-web-winner/" rel="nofollow">We Are a Web Winner</a></em></abbr></p>
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		<title>By: Around the Blogosphere: 1/4/09</title>
		<link>http://livingwellonless.com/2008/12/31/reflecting-on-my-first-frugal-year/comment-page-1/#comment-877</link>
		<dc:creator>Around the Blogosphere: 1/4/09</dc:creator>
		<pubDate>Mon, 05 Jan 2009 00:01:12 +0000</pubDate>
		<guid isPermaLink="false">http://livingwellonless.com/?p=499#comment-877</guid>
		<description>[...] Living Well On Less reflected on her first year of frugality. [...]</description>
		<content:encoded><![CDATA[<p>[...] Living Well On Less reflected on her first year of frugality. [...]</p>
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		<title>By: Sarah F.</title>
		<link>http://livingwellonless.com/2008/12/31/reflecting-on-my-first-frugal-year/comment-page-1/#comment-840</link>
		<dc:creator>Sarah F.</dc:creator>
		<pubDate>Wed, 31 Dec 2008 18:56:30 +0000</pubDate>
		<guid isPermaLink="false">http://livingwellonless.com/?p=499#comment-840</guid>
		<description>I second Leah on the Amen. Especially the last one- Amen to stress free finances being the greatest luxury of all!

&lt;abbr&gt;&lt;em&gt;Sarah F.’s last blog post..&lt;a href=&quot;http://adventuresinmoneyland.blogspot.com/2008/12/new-years-eve.html&quot; rel=&quot;nofollow&quot;&gt;New Year&#039;s Eve!&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I second Leah on the Amen. Especially the last one- Amen to stress free finances being the greatest luxury of all!</p>
<p><abbr><em>Sarah F.’s last blog post..<a href="http://adventuresinmoneyland.blogspot.com/2008/12/new-years-eve.html" rel="nofollow">New Year&#8217;s Eve!</a></em></abbr></p>
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		<title>By: Leah Ingram</title>
		<link>http://livingwellonless.com/2008/12/31/reflecting-on-my-first-frugal-year/comment-page-1/#comment-836</link>
		<dc:creator>Leah Ingram</dc:creator>
		<pubDate>Wed, 31 Dec 2008 16:00:10 +0000</pubDate>
		<guid isPermaLink="false">http://livingwellonless.com/?p=499#comment-836</guid>
		<description>Amen to all of that. 2008 was also our first fully frugal year (though I started my Suddenly Frugal blog in mid-2007), and our big milestone was cutting back on our spending enough to pay off our car this past summer. That alone freed up $400 in our monthly budget.

I hope you&#039;ll consider adding Suddenly Frugal at http://suddenlyfrugal.wordpress.com to your blogroll.

Thanks.

Leah

&lt;abbr&gt;&lt;em&gt;Leah Ingram’s last blog post..&lt;a href=&quot;http://suddenlyfrugal.wordpress.com/2008/12/31/savings-before-the-new-year/&quot; rel=&quot;nofollow&quot;&gt;Savings Before the New Year&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Amen to all of that. 2008 was also our first fully frugal year (though I started my Suddenly Frugal blog in mid-2007), and our big milestone was cutting back on our spending enough to pay off our car this past summer. That alone freed up $400 in our monthly budget.</p>
<p>I hope you&#8217;ll consider adding Suddenly Frugal at <a href="http://suddenlyfrugal.wordpress.com" rel="nofollow">http://suddenlyfrugal.wordpress.com</a> to your blogroll.</p>
<p>Thanks.</p>
<p>Leah</p>
<p><abbr><em>Leah Ingram’s last blog post..<a href="http://suddenlyfrugal.wordpress.com/2008/12/31/savings-before-the-new-year/" rel="nofollow">Savings Before the New Year</a></em></abbr></p>
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