From the monthly archives:

December 2008

Starting the new year credit card free!

by Karen on December 20, 2008

photo by b.franchina This morning I sent my final payment to American Express. We’re officially credit card debt free!! In the past year, we’ve paid off almost $5,000 in credit card debt. I’m pretty proud considering how low our income was for a big part of the year. :) Unfortunately, we still have quite a [...]

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TGIF Round Up: Final Countdown Edition

by Karen on December 19, 2008

Only five more days until our Christmas road trip! I’m really feeling the stress of last minute planning, but I’m doing my best to take it in stride. I’m really excited for a weekend of frugal holiday fun. I spent last night baking brownies and cookies for a holiday party at my office today. Then [...]

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Preparing for a frugal holiday road trip

by Karen on December 18, 2008

photo by munzer I can’t believe we’re hitting the road in less than a week! I’m so excited to see friends and family for the first time in 6 months, but I’m rushing to finish last minute preparations for what will be a pretty big trip. We’ll be traveling a total of 2,000 miles in [...]

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Focus on the memories — not the money

by Karen on December 17, 2008

photo by kspeterson Last year at this time, our financial situation was pretty bleak. I was working two jobs — a part time retail job and a temporary office job that paid well but only lasted until the end of February. Though we had some extra money coming in, we were saving aggressively because we [...]

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photo by Mr G’s Travels As the stock market crumbles and the job market shrinks, it’s easy to see the negatives of the troubled economy. After all, they’re right in front of us every day on the news, in our friends’ and neighbors’ struggles, and in our own homes. Despite all of this, I can [...]

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How much do your kids know about your finances?

by Karen on December 15, 2008

Tony and I don’t have children yet, but we will someday. As we sort out our finances and plan for our future, one thing that we’ve discussed is how much we’ll tell our kids about our personal finances. My parents were always pretty open with my sisters and me about their finances. It could be [...]

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Menu Plan & Grocery Round Up: 12/13-12/19

by Karen on December 14, 2008

This week we finally saw a decrease in our grocery spending resulting from our monthly menu planning experiment. Our total was $51! That’s about $9 less than what we typically spend. Because we bought many items earlier in the month, our list was pretty short this week. We also didn’t need to get any meat [...]

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TGIF Round Up: Wanna write a guest post? Edition

by Karen on December 12, 2008

With only 12 days to go until we head out for our holiday vacation, I’ve got a lot on my plate right now. Lots of last minute planning, cleaning, packing, and errands. I’m excited to see friends and family for the first time since the wedding 6 months ago! I should be able to post [...]

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Shave your grooming budget with a safety razor

by Karen on December 11, 2008

This is a guest post from my wonderful husband, Tony. You can read more from him at his movie review blog, Screen Savour. But first read about his experiences with an old-fashioned safety razor. When we began to live the frugal lifestyle, I started looking for a way to become a frugal shaver. Shaving is [...]

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