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2009 January

From the monthly archives:

January 2009

Yesterday I asked for some advice for traveling abroad on a budget. Kacie at Sense to Save is a genius, and she suggested that I post my budget breakdown to see if anyone can offer tips for cutting back. I looked into airfare and hotel costs for two people for 12 days. Then I made […]

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No round up this week, gratitude instead

by Karen on January 30, 2009

My apologies for missing the round up this week. I wasn’t feeling well last night, so I didn’t get a chance to get it posted. Then I was up and at ’em for work this morning, and I didn’t have a chance to catch up. I do want to give my sincere thanks for the […]

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Do you know where your money is going?

by Karen on January 29, 2009

One thing I’ve learned from the mortgage and lending crisis — you can’t be too familiar with the terms and conditions of your loans, investments, and credit cards. Now that we’re facing a credit crisis, it’s more important than ever that you’re familiar with the policies of your lenders and investment firms as some institutions […]

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Planning a frugal European vacation

by Karen on January 28, 2009

Last weekend during one of our long talks, Tony and I ended up discussing the things we’d like to do before we have children. At the top of both of our lists was a trip to Europe. There are a lot of things we’d like to do someday, but international travel is the only one […]

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Where do you draw the frugal line?

by Karen on January 27, 2009

Lately I’ve been thinking a lot about degrees of frugality. For instance, many of you probably think it wasn’t very frugal of me to join a gym and buy new running shoes. On the flip side, some of you might be like my husband, who believes you can never spend too much when it comes […]

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I know, I know. I shouldn’t be getting a tax refund, because I should have my deductions set correctly to avoid giving the government an interest free loan. I know. But the fact is, I typically err on the side of caution. I’d rather give the government an interest free loan than owe a huge […]

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Menu Plan & Grocery Round Up: 1/24-1/30

by Karen on January 25, 2009

Because I haven’t been feeling well this weekend, my wonderful husband offered to take care of the grocery shopping and let me rest. We planned our meals together, and put together a list, but he did the actually shopping by himself while I slept. Isn’t he so sweet? :) He did a fantastic job of […]

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Once we became credit card debt free, we had an extra $200 a month available. We decided to put some of that money toward retirement savings every month, so we only have $100 left to work into the budget. Yesterday, Tony and I looked at our budget, and talked about where we’d like to put […]

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TGIF Round Up: Fighting a cold edition

by Karen on January 23, 2009

Ugh. I don’t know why I’m surprised that I’m coming down with a cold. I haven’t been sick since October and we’re right in the middle of flu season, so I’m due. I just always feel so shocked when I start to get sick, like I can’t believe it’s happening to me. Hopefully I’ll suffer […]

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