Simply Frugal. Simply Healthy. Simply Happy.
From the monthly archives:
Yesterday I asked for some advice for traveling abroad on a budget. Kacie at Sense to Save is a genius, and she suggested that I post my budget breakdown to see if anyone can offer tips for cutting back. I looked into airfare and hotel costs for two people for 12 days. Then I made [...]
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My apologies for missing the round up this week. I wasn’t feeling well last night, so I didn’t get a chance to get it posted. Then I was up and at ‘em for work this morning, and I didn’t have a chance to catch up. I do want to give my sincere thanks for the [...]
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One thing I’ve learned from the mortgage and lending crisis — you can’t be too familiar with the terms and conditions of your loans, investments, and credit cards. Now that we’re facing a credit crisis, it’s more important than ever that you’re familiar with the policies of your lenders and investment firms as some institutions [...]
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Last weekend during one of our long talks, Tony and I ended up discussing the things we’d like to do before we have children. At the top of both of our lists was a trip to Europe. There are a lot of things we’d like to do someday, but international travel is the only one [...]
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Lately I’ve been thinking a lot about degrees of frugality. For instance, many of you probably think it wasn’t very frugal of me to join a gym and buy new running shoes. On the flip side, some of you might be like my husband, who believes you can never spend too much when it comes [...]
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I know, I know. I shouldn’t be getting a tax refund, because I should have my deductions set correctly to avoid giving the government an interest free loan. I know. But the fact is, I typically err on the side of caution. I’d rather give the government an interest free loan than owe a huge [...]
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Once we became credit card debt free, we had an extra $200 a month available. We decided to put some of that money toward retirement savings every month, so we only have $100 left to work into the budget. Yesterday, Tony and I looked at our budget, and talked about where we’d like to put [...]
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Ugh. I don’t know why I’m surprised that I’m coming down with a cold. I haven’t been sick since October and we’re right in the middle of flu season, so I’m due. I just always feel so shocked when I start to get sick, like I can’t believe it’s happening to me. Hopefully I’ll suffer [...]
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photo by 427 We should be receiving our W2s in the mail in the next couple weeks. I always try to file within two weeks of receiving all of my paperwork. It’s better to get it out of the way, right? Be sure you’ve collected all of your documentation, including W2s, interest paid to mortgages [...]
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