Comments on: Unexpected benefits of our cash only budget http://livingwellonless.com/2009/06/18/unexpected-benefits-of-our-cash-only-budget/ Simply Frugal. Simply Healthy. Simply Happy. Tue, 07 Feb 2012 15:52:04 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Reuben Gathright ~ Concerned Parent http://livingwellonless.com/2009/06/18/unexpected-benefits-of-our-cash-only-budget/comment-page-1/#comment-26373 Reuben Gathright ~ Concerned Parent Fri, 30 Apr 2010 15:24:12 +0000 http://livingwellonless.com/?p=1607#comment-26373 Oh wow! I really enjoyed seeing the results of someone who is living on cash only. Great job! How To Live On Cash Only http://www.epinions.com/content_5412659332 Oh wow!

I really enjoyed seeing the results of someone who is living on cash only.

Great job!

How To Live On Cash Only

http://www.epinions.com/content_5412659332

]]> By: james http://livingwellonless.com/2009/06/18/unexpected-benefits-of-our-cash-only-budget/comment-page-1/#comment-6699 james Wed, 24 Jun 2009 21:02:04 +0000 http://livingwellonless.com/?p=1607#comment-6699 I'm in my late 40's and I have zero debt. I comepletely stopped banking in 1991. I have never apllied for a credit card or loan. I have paid cash only and will continue to til death. The main reason I stopped banking and never applied for a credit card or loan is "I READ THE TERMS AND CONDITIONS AND THE FINE PRINT" and didn't agree! I repeat, "I READ THE TERMS AND CONDITIONS AND FINE PRINT AND DIDN'T AGREE!" That was back in the late 80's and early 90's. I know credit card and loan agreements have only gotten worse and I wouldn't waste my time to read them. Here are a few items I enjoy that you don't! 1. I get lmost zero juck mail! Well... except for Dish and DirectTV 2. I don't waste my time on hold dealing with the mistakes Banks make! 3. I don't waste my time on hold doing the Bank and Credit Card Companies jobs to correct my accounts! 4. I don't get sold-out by the Banks and Credit Card Companies to Marketers! 5. I don't get daily mail from Banks or Credit Card Companies. 6. I don't spend hours every month reading the fine print of every flyer or ad looking for hidden changes in terms or account fee's the Banks or Credit Card Companies send. 7. I don't have to deal with jerk-off Bank Tellers. 8. I have almost zero stress! 9. I purchase my autos pre-owned and pay cash. 10. I don't deal with Auto Sales People or play the Auto Dealers Games! 11. I decided to living in a modest house and now save $$$ on Taxes! 12. I have enough cash to NOT waste money on Home Insurance! That alone will save me lots of grief in filing a claim in the future! Being about to afford to kick the Insurance Money off my back feels great! Insurance thieves be damned! I call the shots and it feels great! 13. No Courtesy Calls from Anyone! 14. I have a go phone, no land line so no Telephone Company BS to deal with! 15. No Bank account and debit card means no place holders on purchases! When I leave the gas pump I'm paid in full! The past stays behind me! The gas purchase is paid, no bill for later or the possiblity of account shortages due to place holders on a debit card. 16. No payment on demand at Bank! 17. No one stands between my money and me. I have cash and live with cash! 19. I don't sign contracts or agreements I don't edit. I also don't play the Arbitration Game! 20. I call the shots, I'm 100% in control of my life. I owe nothing to anyone and I feel great. If I could only get Big Brother out of my life, I would be in Heaven! I’m in my late 40′s and I have zero debt. I comepletely stopped banking in 1991. I have never apllied for a credit card or loan. I have paid cash only and will continue to til death. The main reason I stopped banking and never applied for a credit card or loan is “I READ THE TERMS AND CONDITIONS AND THE FINE PRINT” and didn’t agree! I repeat, “I READ THE TERMS AND CONDITIONS AND FINE PRINT AND DIDN’T AGREE!” That was back in the late 80′s and early 90′s. I know credit card and loan agreements have only gotten worse and I wouldn’t waste my time to read them.
Here are a few items I enjoy that you don’t!

1. I get lmost zero juck mail! Well… except for Dish and DirectTV
2. I don’t waste my time on hold dealing with the mistakes Banks make!
3. I don’t waste my time on hold doing the Bank and Credit Card Companies jobs to correct my accounts!
4. I don’t get sold-out by the Banks and Credit Card Companies to Marketers!
5. I don’t get daily mail from Banks or Credit Card Companies.
6. I don’t spend hours every month reading the fine print of every flyer or ad looking for hidden changes in terms or account fee’s the Banks or Credit Card Companies send.
7. I don’t have to deal with jerk-off Bank Tellers.
8. I have almost zero stress!
9. I purchase my autos pre-owned and pay cash.
10. I don’t deal with Auto Sales People or play the Auto Dealers Games!
11. I decided to living in a modest house and now save $$$ on Taxes!
12. I have enough cash to NOT waste money on Home Insurance! That alone will save me lots of grief in filing a claim in the future! Being about to afford to kick the Insurance Money off my back feels great! Insurance thieves be damned! I call the shots and it feels great!
13. No Courtesy Calls from Anyone!
14. I have a go phone, no land line so no Telephone Company BS to deal with!
15. No Bank account and debit card means no place holders on purchases! When I leave the gas pump I’m paid in full! The past stays behind me! The gas purchase is paid, no bill for later or the possiblity of account shortages due to place holders on a debit card.
16. No payment on demand at Bank!
17. No one stands between my money and me. I have cash and live with cash!
19. I don’t sign contracts or agreements I don’t edit. I also don’t play the Arbitration Game!
20. I call the shots, I’m 100% in control of my life. I owe nothing to anyone and I feel great. If I could only get Big Brother out of my life, I would be in Heaven!

]]> By: Karen http://livingwellonless.com/2009/06/18/unexpected-benefits-of-our-cash-only-budget/comment-page-1/#comment-6537 Karen Sun, 21 Jun 2009 20:44:25 +0000 http://livingwellonless.com/?p=1607#comment-6537 Bobbi - I used Mint.com. It automatically categorizes purchases made with debit cards, but for cash purchases I have to split the ATM withdrawal transaction. I just save receipts until the ATM transaction shows up in Mint, then I split it according to how I spent that cash. It's an extra step, but I love Mint, so it's worth it to me. And it's nice that I only have to save receipts for a few days. Bobbi – I used Mint.com. It automatically categorizes purchases made with debit cards, but for cash purchases I have to split the ATM withdrawal transaction. I just save receipts until the ATM transaction shows up in Mint, then I split it according to how I spent that cash. It’s an extra step, but I love Mint, so it’s worth it to me. And it’s nice that I only have to save receipts for a few days.

]]> By: Bobbi http://livingwellonless.com/2009/06/18/unexpected-benefits-of-our-cash-only-budget/comment-page-1/#comment-6534 Bobbi Sun, 21 Jun 2009 19:30:15 +0000 http://livingwellonless.com/?p=1607#comment-6534 Great post. I am working on this also. I was wondering what, if any, budgeting software you use? Thx Great post. I am working on this also. I was wondering what, if any, budgeting software you use? Thx

]]> By: EastTXmom http://livingwellonless.com/2009/06/18/unexpected-benefits-of-our-cash-only-budget/comment-page-1/#comment-6448 EastTXmom Fri, 19 Jun 2009 19:15:44 +0000 http://livingwellonless.com/?p=1607#comment-6448 Your attitude is so awesome and inspiring. Keep it up!! Your attitude is so awesome and inspiring. Keep it up!!

]]> By: Fifi http://livingwellonless.com/2009/06/18/unexpected-benefits-of-our-cash-only-budget/comment-page-1/#comment-6396 Fifi Thu, 18 Jun 2009 19:19:49 +0000 http://livingwellonless.com/?p=1607#comment-6396 My husband and I do the cash thing mainly for eating out. You are inspring me to live with less. I'm on day 2 and hope to keep it up for the next 9 months as we get out of debt! My husband and I do the cash thing mainly for eating out. You are inspring me to live with less. I’m on day 2 and hope to keep it up for the next 9 months as we get out of debt!

]]> By: Angie http://livingwellonless.com/2009/06/18/unexpected-benefits-of-our-cash-only-budget/comment-page-1/#comment-6390 Angie Thu, 18 Jun 2009 15:59:33 +0000 http://livingwellonless.com/?p=1607#comment-6390 We've been doing cash only for several years. As far as the change goes... because I don't carry a purse, all of my change goes into my pocket and when I go home it goes into a jar. I use this jar for garage sales & the car wash, but still don't use it all up. This past Christmas we counted our change and had over $200. It was a nice treat that we didn't really plan for. We’ve been doing cash only for several years. As far as the change goes… because I don’t carry a purse, all of my change goes into my pocket and when I go home it goes into a jar. I use this jar for garage sales & the car wash, but still don’t use it all up. This past Christmas we counted our change and had over $200. It was a nice treat that we didn’t really plan for.

]]> By: anne http://livingwellonless.com/2009/06/18/unexpected-benefits-of-our-cash-only-budget/comment-page-1/#comment-6386 anne Thu, 18 Jun 2009 15:12:54 +0000 http://livingwellonless.com/?p=1607#comment-6386 Your progress is very inspiring to me! I'd like to give the cash-only system a shot. thanks for sharing. Your progress is very inspiring to me! I’d like to give the cash-only system a shot. thanks for sharing.

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