http://livingwellonless.com/2009/08/10/tracking-spending-on-a-cash-budget/ Simply Frugal. Simply Healthy. Simply Happy. Sun, 20 May 2012 14:38:14 +0000 hourly 1 http://wordpress.org/?v=3.3.2 http://livingwellonless.com/2009/08/10/tracking-spending-on-a-cash-budget/comment-page-1/#comment-11408 from the desk of ...me Sat, 19 Sep 2009 18:02:21 +0000 http://livingwellonless.com/?p=1813#comment-11408 i have been trying to use the envelope system for about a year. while i'm not as good with it as i would like, i'm getting better. i am considering using mint but am not sure if it's what i need right now. great post. .-= from the desk of ...me´s last blog ..<a href="http://bucketdrops.blogspot.com/2009/09/lifestyles-of-ms-lady-part-3.html" rel="nofollow">Lifestyles of Ms. Lady, Part 3</a> =-. i have been trying to use the envelope system for about a year. while i’m not as good with it as i would like, i’m getting better. i am considering using mint but am not sure if it’s what i need right now. great post.
.-= from the desk of …me´s last blog ..Lifestyles of Ms. Lady, Part 3 =-.

]]> http://livingwellonless.com/2009/08/10/tracking-spending-on-a-cash-budget/comment-page-1/#comment-8622 Grace Mon, 10 Aug 2009 16:22:33 +0000 http://livingwellonless.com/?p=1813#comment-8622 I've not used a cash budget in years--it just doesn't make sense to me to use cash when it's so much less labor intensive to use credit, and when using credit comes with rewards (like prizes or cash back). That being said, the more frugal I find myself wanting to be, the more I think cash budgeting would probably be a wise idea. I know someone who basically does it the same way you do--saving receipts for every purchase and adding them up at the end of the week. He actually saves them all year and then adds up the sales tax, which comes to way more than the standard sales tax deduction. I've thought about trying it that way. .-= Grace´s last blog ..<a href="http://www.noonewatching.com/archives/2009/08/sephora_swag_giveaway_on_winow.html" rel="nofollow">Sephora swag giveaway on WINOW Reviews</a> =-. I’ve not used a cash budget in years–it just doesn’t make sense to me to use cash when it’s so much less labor intensive to use credit, and when using credit comes with rewards (like prizes or cash back). That being said, the more frugal I find myself wanting to be, the more I think cash budgeting would probably be a wise idea. I know someone who basically does it the same way you do–saving receipts for every purchase and adding them up at the end of the week. He actually saves them all year and then adds up the sales tax, which comes to way more than the standard sales tax deduction. I’ve thought about trying it that way.
.-= Grace´s last blog ..Sephora swag giveaway on WINOW Reviews =-.

]]> http://livingwellonless.com/2009/08/10/tracking-spending-on-a-cash-budget/comment-page-1/#comment-8614 Fifi Mon, 10 Aug 2009 12:30:35 +0000 http://livingwellonless.com/?p=1813#comment-8614 We use the envelope method for our cash budget. I get cash for groceries, eating out, entertainment and home purchases. I budget the amounts beforehand so don't worry about tracking. When the money is gone then we don't pull money out until we get paid again...unless its an emergency. Any extra cash goes to our travel fund. We use the envelope method for our cash budget. I get cash for groceries, eating out, entertainment and home purchases. I budget the amounts beforehand so don’t worry about tracking. When the money is gone then we don’t pull money out until we get paid again…unless its an emergency. Any extra cash goes to our travel fund.

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