From the monthly archives:

September 2009

Post image for Using ING as our primary bank

Using ING as our primary bank

by Karen on September 30, 2009

Yesterday, I wrote about our money management dilemma: when we keep extra money in our checking account, we’re more likely to overspend, but without a cushion we’re vulnerable to overdraft fees. We only keep enough money in checking to cover our living expenses, so I’d like a safety net to avoid fees if I make […]

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A little over a year ago, we moved most of our money into our savings account. We didn’t want to keep very much money in our checking aside from what we need to cover our monthly expenses. I decided to leave a $1,000 cushion in our checking account. The idea was that $1,000 would serve […]

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Menu Plan: 9/26-10/2

by Karen on September 28, 2009

Is this really the first menu plan of October? Holy cow, where is the year going? I’m not complaining, though. The faster time goes, the faster we get to beautiful fall weather. I can’t wait! This week was not a good week for our grocery budget. Tony’s birthday was Sunday, and I found myself going […]

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You say it’s your birthday

by Karen on September 27, 2009

Today my husband turns 26 years old. I apologize for the blurry image, but Tony refuses to smile whenever a camera is within 100 feet of him. This smile was purely by accident, which is why I didn’t even have time to focus properly before I snapped the picture. But he has such a lovely […]

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TGIF: Birthday edition!

by Karen on September 25, 2009

This weekend we’re celebrating my wonderful husband’s 26th birthday! I have a lot of great, frugal activities planned for the weekend (including free admission to the local art museum for Museum Day). I’ll be sure to share some pictures with you on Sunday from the festivities! Just have to get through one last work day. […]

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Why I’m happier on a tighter budget

by Karen on September 24, 2009

Yesterday I confessed that we kind of blew our budget this month. After a summer living on cash, we went a overboard once we started using our debit cards again. It wasn’t that we went completely nuts and totally disregarded our budget. It was much sneakier than that. It was a few things here and […]

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The beauty of a monthly budget

by Karen on September 23, 2009

When our no spend summer ended in August, I told myself we weren’t going to go overboard. I told myself we were going to keep our budget just as tight. I was wrong. Just as I feared, we went a little overboard for the past month. So overboard that it’s only the 23rd and we’ve […]

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Bye bye, cable

by Karen on September 22, 2009

Last week, we joined the legions of personal finance bloggers who have canceled their cable TV. In August, our yearly “promotion” ended, and the cost of our cable and Internet increased from $97 a month to $108 a month. Of course, like a lot of people, we were talked into the digital cable/Internet bundle. We […]

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Menu Plan: 9/19 – 9/25

by Karen on September 21, 2009

Despite the fact that it’s still too warm to turn off the air conditioning, we can’t wait until it’s gets cooler to bring soup back into our menu plans. If you’re enjoying fall weather, please don’t tell me about it. I have another month of 80-degree weather before we can finally turn off the A/C. […]

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