Comments on: Using ING as our primary bank

By: Two bank accounts = too much confusion

Two bank accounts = too much confusion — Tue, 09 Feb 2010 12:01:22 +0000

[...] Karen on February 9, 2010 When I first switched to my ING checking account, I absolutely loved it. I still love my checking account with them. But we are finally experiencing [...]

By: Save instead of spending this Black Friday

Save instead of spending this Black Friday — Fri, 27 Nov 2009 13:38:02 +0000

[...] great online bank, now is the best time. I’ve written before about just how happy I am using ING as my primary bank. They offer some of the best interest rates out there, and the customer service is phenomenal. [...]

By: Andrea

Andrea — Wed, 07 Oct 2009 23:47:26 +0000

What about deposits that are not direct deposits? How does that work with ING? I make three to four deposits a month. I’m getting tired of our bricks and mortar bank.

By: Our emergency fund is complete! — Living Well on Less

Our emergency fund is complete! — Living Well on Less — Tue, 06 Oct 2009 12:48:27 +0000

[...] you haven’t opened an emergency fund yet, why don’t to grab one of my referral links and get started? [...]

By: The Non-Student

The Non-Student — Fri, 02 Oct 2009 17:26:52 +0000

Love ING for banking. It's actually much more convenient than my "regular bank" with the exception of depositing money. Usually just transfer between ING savings and banking accounts, which is instantaneous. .-= The Non-Student´s last blog ..I've been watching too much Glee. =-.

By: Ben

Ben — Thu, 01 Oct 2009 04:08:34 +0000

I have been using ING for some time now, and I have never had problems with them. I frequently use their overdraft feature while waiting for money to be transferred from an external account, and from what I can tell I don’t get charged at all unless I carry a negative balance through the end of a month. I once let it go over by about $600 for about 3 days, and only incurred a $0.39 charge. I also use it as an emergency fund of sorts, as I have minimal expenses and I can overdraw two whole months’ rent and utilities worth of cash without hitting the bottom. (of course this would just be until I can move some money from elsewhere, but a useful tactic nonetheless)

I have never actually sent a check from ING, but I am curious how it works out for you. Please post re: this in the future.

By: Kacie

Kacie — Thu, 01 Oct 2009 02:40:11 +0000

Shane gets paid on the last business day of the month. We have online bill pay for our rent (due the 1st) and it won’t send the check if there isn’t money in the account to cover it.

Our solution is to be a month ahead on the rent money.

Example: The paycheck from today (Sept 30.) will be used to pay the rent due on Nov. 1.

It took us awhile to get to this point, but it works well for us, especially since he only gets 12 paychecks a year!
.-= Kacie´s last blog ..Do you balance your checkbook? =-.

By: Jill

Jill — Wed, 30 Sep 2009 21:12:31 +0000

Good for you for finding a solution that works. We don't have a local b&m bank, either, so we do everything electronically. There IS a b&m, it's just that they're located in Texas and Virginia, which does us no good. Sometimes it is a hassle but for the most part, it works well. .-= Jill´s last blog ..This Was My Day =-.