From the category archives:

Money

How much is convenience worth to you?

by Karen on November 12, 2013

I am allergic to paying for shipping. At least that’s how it feels when I get to the checkout page for an item I want to buy online, see the shipping charge, and back out at the last minute. Shipping feels like such a wasteful way to spend money to me. If I can purchase […]

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Lifestyle inflation is no joke

by Karen on April 23, 2012

I started my new teaching job at the beginning of March, but due to the pay schedule I didn’t receive my first paycheck until the first week of April. It’s been two years since the last time I had a regular paycheck of my own, and it was quite a thrill when the money showed […]

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This post was originally published on June 8, 2010. Paycheck-to-paycheck living has become all too common, especially in this economic climate. Unfortunately, it’s a vicious cycle, and when you’re in the middle of it, it can feel impossible to break out of it. It seems that every time you start to get ahead, there’s a […]

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What would *you* do with $640 million?

by Karen on March 30, 2012

With the Mega Millions jackpot up to $640 million now, it seems like the whole country has been hit with lotto fever this week. I’m not a big believer in gambling — I think in most cases it’s throwing good money at extreme odds. Though in this case, I don’t think it hurts to spend […]

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With gas prices pushing $4, I knew it was only a matter of time. And now it has finally happened. Our amazing gas rewards program will soon be no more. For the past 4 years, we’ve put all fuel purchases on a branded credit card. We always had to fill up at the same station, […]

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Simplify your money

by Karen on January 16, 2012

At the start of the year, my friend Kacie inspired me to explore new options for simplifying our finances and bill pay process. I’m still working out some of the details for these new systems, but I’m going to share them with you here, in addition to the systems we already have in place for […]

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The most unpleasant topic in personal finance

by Karen on November 14, 2011

I am embarrassed to admit that our son is almost a year old, and we’ve put this off until now, but right now we’ve begun the process of reevaluating our life insurance needs and writing our wills. Ugh, it’s the worst. The truth is, applying for life insurance is a complicated process, and every time […]

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According to an article on the New York Times, big banks including Bank of America, Chase, and Wells Fargo are beginning to charge consumers a monthly fee for utilizing debit cards. Bank of America has announced that debit cardholders will be charged $5 per month if they choose to make debit card purchases in that […]

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This post was originally published September 3, 2009. “Wait, wait,” you’re saying. “Budgeting helps you make better decisions with your money, which should be helping your savings account. Isn’t that the whole point?!” And you’re absolutely right. However. This summer, I learned a valuable lesson that I want to share with you. Sometimes being too […]

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