Simply Frugal. Simply Healthy. Simply Happy.
From the category archives:
With gas prices pushing $4, I knew it was only a matter of time. And now it has finally happened. Our amazing gas rewards program will soon be no more. For the past 4 years, we’ve put all fuel purchases on a branded credit card. We always had to fill up at the same station, [...]
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At the start of the year, my friend Kacie inspired me to explore new options for simplifying our finances and bill pay process. I’m still working out some of the details for these new systems, but I’m going to share them with you here, in addition to the systems we already have in place for [...]
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I am embarrassed to admit that our son is almost a year old, and we’ve put this off until now, but right now we’ve begun the process of reevaluating our life insurance needs and writing our wills. Ugh, it’s the worst. The truth is, applying for life insurance is a complicated process, and every time [...]
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According to an article on the New York Times, big banks including Bank of America, Chase, and Wells Fargo are beginning to charge consumers a monthly fee for utilizing debit cards. Bank of America has announced that debit cardholders will be charged $5 per month if they choose to make debit card purchases in that [...]
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This post was originally published September 3, 2009. “Wait, wait,” you’re saying. “Budgeting helps you make better decisions with your money, which should be helping your savings account. Isn’t that the whole point?!” And you’re absolutely right. However. This summer, I learned a valuable lesson that I want to share with you. Sometimes being too [...]
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Sorry, entries for this contest are now closed. A winner has been chosen, and I will be announcing as soon as I’ve received the prize from T. Rowe Price and contacted the winner. Thanks for participating! When I was a kid, my parents were a pretty open book. We talked about money just like we [...]
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While visiting my best friend last weekend, we had an interesting discussion about budgeting. She and her husband are in the same place Tony and I were when we decided to start living frugally. They’re looking for ways to cut back after moving to a new city and taking a pay cut. Like a lot [...]
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Last Sunday, Tony noticed a wet spot on the ceiling in the dining room. Oy. It hadn’t been particularly rainy, but we’d had a little rain that morning, so we assumed it was a roof leak. Roof leaks aren’t covered in our homeowner’s warranty, but the roof passed inspection with no concerns, so we assumed [...]
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The Tightwad Gazette (affiliate link) by Amy Dacyczyn is my favorite frugal book. It’s full of simple ideas for how to cut costs without affecting your quality of life, and Dacyczyn’s values and priorities are very similar to mine, so I find it motivating and inspiring. The first time I read the book, the ideas [...]
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This post is based only on my personal experience. I am not a legal expert, and nothing written here should be considered legal advice. If you have a legal issue, always seek the advice of a legal professional licensed in your state. One of the only cons about buying our house when we did is [...]
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