From the category archives:

Saving & Investing

This post was originally published September 3, 2009. “Wait, wait,” you’re saying. “Budgeting helps you make better decisions with your money, which should be helping your savings account. Isn’t that the whole point?!” And you’re absolutely right. However. This summer, I learned a valuable lesson that I want to share with you. Sometimes being too […]

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Homeowner blues (and green)

by Karen on July 14, 2011

Last Sunday, Tony noticed a wet spot on the ceiling in the dining room. Oy. It hadn’t been particularly rainy, but we’d had a little rain that morning, so we assumed it was a roof leak. Roof leaks aren’t covered in our homeowner’s warranty, but the roof passed inspection with no concerns, so we assumed […]

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Goals for 2011

by Karen on January 7, 2011

I’m surrounded by boxes once again, and in two days, we’ll move for the third time in eight months. It’s a stressful way to start the new year, but it’s really a great thing for our family. After eight months of frugal survival mode, we’ll finally be making enough to start building our savings instead […]

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Planning ahead for our baby’s education

by Karen on August 18, 2010

Tony and I have always agreed that a college education is something we want for our children — and it’s something that we want to help them obtain. I know this is a controversial subject, so let me begin by saying I’m not up for debating it. It’s a priority for us, and that’s that. […]

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What a savings account can buy

by Karen on March 25, 2010

When I tell people we’re moving in 6 weeks, it always leads to the same conversation: “Oh, so you found a job?” “Nope. Not yet. But I’m looking.” “So your husband found a job?” “Not yet.” That’s when they look at my like I’m nuts. I don’t blame them. Back when I was living paycheck-to-paycheck, […]

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Our emergency fund is complete!

by Karen on October 6, 2009

Take a look at the progress bars in my sidebar! We’ve completed our emergency fund in just about 15 months and it feels FANTASTIC! Over the past year, we’ve saved about 30% of our income. Not too bad, huh? We weren’t projected to complete it until next month, but I went ahead and moved some […]

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Necessity is the mother of frugality

by Karen on September 17, 2009

Tony will finish graduate school in May 2010, but after that he’ll have a semester of student teaching before he’s certified to teach. Right now he receives a stipend for teaching undergraduate classes, which he won’t receive while student teaching. Unfortunately, this means we’ll have to live on my income alone for about 7 months. […]

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We’ve been doing some big planning again for the future. That’s always dangerous. :) But lately, we’ve been talking about a timeline for becoming homeowners. The closer Tony gets to finishing school (about 17 months now), the more confident we feel that we want to live near family. We’re pretty set on starting our own […]

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A little symbol to remind us of our goals

by Karen on June 30, 2009

Photo by benklemm Just last week I wrote about the importance of dreaming big. Sometimes the day-to-day reality of living frugally can be tough. Having big goals to remind you why you decided to scrimp and save can make it easier. By keeping my eye on the prize, I’m reminded of why the daily sacrifices […]

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