From the category archives:

Saving & Investing

Post image for Planning ahead for our baby’s education

Planning ahead for our baby’s education

by Karen on August 18, 2010

Tony and I have always agreed that a college education is something we want for our children — and it’s something that we want to help them obtain. I know this is a controversial subject, so let me begin by saying I’m not up for debating it. It’s a priority for us, and that’s that. [...]

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Post image for What a savings account can buy

What a savings account can buy

by Karen on March 25, 2010

When I tell people we’re moving in 6 weeks, it always leads to the same conversation: “Oh, so you found a job?” “Nope. Not yet. But I’m looking.” “So your husband found a job?” “Not yet.” That’s when they look at my like I’m nuts. I don’t blame them. Back when I was living paycheck-to-paycheck, [...]

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Post image for Our emergency fund is complete!

Our emergency fund is complete!

by Karen on October 6, 2009

Take a look at the progress bars in my sidebar! We’ve completed our emergency fund in just about 15 months and it feels FANTASTIC! Over the past year, we’ve saved about 30% of our income. Not too bad, huh? We weren’t projected to complete it until next month, but I went ahead and moved some [...]

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Post image for Necessity is the mother of frugality

Necessity is the mother of frugality

by Karen on September 17, 2009

Tony will finish graduate school in May 2010, but after that he’ll have a semester of student teaching before he’s certified to teach. Right now he receives a stipend for teaching undergraduate classes, which he won’t receive while student teaching. Unfortunately, this means we’ll have to live on my income alone for about 7 months. [...]

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“Wait, wait,” you’re saying. “Budgeting helps you make better decisions with your money, which should be helping your savings account. Isn’t that the whole point?!” And you’re absolutely right. However. This summer, I learned a valuable lesson that I want to share with you. Sometimes being too rigid in your budget can actually lead you [...]

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We’ve been doing some big planning again for the future. That’s always dangerous. :) But lately, we’ve been talking about a timeline for becoming homeowners. The closer Tony gets to finishing school (about 17 months now), the more confident we feel that we want to live near family. We’re pretty set on starting our own [...]

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