Simply Frugal. Simply Healthy. Simply Happy.
Posts tagged as:
This post was originally published on September 22, 2008. One of my first posts was about how I lost weight using basic budgeting skills. Now that I’m working to get healthier, I wanted to revisit the topic. Only this time I’m talking about why constant monitoring and reassessment are crucial to staying physically and financially [...]
{ Comments on this entry are closed }
To most people, the holiday season is synonymous with family, spirituality, and tradition. Unfortunately, it also means we’re surrounded by marketing messages and inundated with consumerism. No matter how firm you are in your frugality, this is one time of year when you’re likely to fall off the wagon. Whether it’s shopping for family or [...]
{ Comments on this entry are closed }
A little over a year ago, we moved most of our money into our savings account. We didn’t want to keep very much money in our checking aside from what we need to cover our monthly expenses. I decided to leave a $1,000 cushion in our checking account. The idea was that $1,000 would serve [...]
{ Comments on this entry are closed }
Yesterday I confessed that we kind of blew our budget this month. After a summer living on cash, we went a overboard once we started using our debit cards again. It wasn’t that we went completely nuts and totally disregarded our budget. It was much sneakier than that. It was a few things here and [...]
{ Comments on this entry are closed }
When our no spend summer ended in August, I told myself we weren’t going to go overboard. I told myself we were going to keep our budget just as tight. I was wrong. Just as I feared, we went a little overboard for the past month. So overboard that it’s only the 23rd and we’ve [...]
{ Comments on this entry are closed }
Tony will finish graduate school in May 2010, but after that he’ll have a semester of student teaching before he’s certified to teach. Right now he receives a stipend for teaching undergraduate classes, which he won’t receive while student teaching. Unfortunately, this means we’ll have to live on my income alone for about 7 months. [...]
{ Comments on this entry are closed }
Is it really September 1st? It seems like just yesterday when I started no spend summer, but it’s been three months. Tony received his first paycheck of the school year at the end of last week, which means our experiment is over. But I have to be honest, it feels like it ended at the [...]
{ Comments on this entry are closed }
One of the top complaints I hear about cash budgeting is that it’s harder to track spending with cash. When you’re swiping a debit card, it’s easy for to track spending electronically. When you’re spending cash, there’s a little more work involved. I use Mint.com to set and track my budget. The idea of changing [...]
{ Comments on this entry are closed }
Our no spend summer has resulted in the lowest balance on our checking account in, well, as long as I can remember. I was paid Friday, and after paying our bills and buying our groceries, our checking account balance is now $250. I know there were times when I was in college, and even after [...]
{ Comments on this entry are closed }
