Posts tagged as:

cash budget

Why I’m happier on a tighter budget

by Karen on September 24, 2009

Yesterday I confessed that we kind of blew our budget this month. After a summer living on cash, we went a overboard once we started using our debit cards again. It wasn’t that we went completely nuts and totally disregarded our budget. It was much sneakier than that. It was a few things here and […]

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Lessons learned from our no spend summer

by Karen on September 1, 2009

Is it really September 1st? It seems like just yesterday when I started no spend summer, but it’s been three months. Tony received his first paycheck of the school year at the end of last week, which means our experiment is over. But I have to be honest, it feels like it ended at the […]

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Tracking spending on a cash budget

by Karen on August 10, 2009

One of the top complaints I hear about cash budgeting is that it’s harder to track spending with cash. When you’re swiping a debit card, it’s easy for to track spending electronically. When you’re spending cash, there’s a little more work involved. I use Mint.com to set and track my budget. The idea of changing […]

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We were not as successful this month as last month. We made a handful of unnecessary purchases on our debit card in desperation, not because we needed things but because we wanted them. I know, I know, we’re bad. But this is an experiment. In the beginning we set a goal, and even though we’ve […]

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Menu Plan: 7/25 – 7/31

by Karen on July 27, 2009

Between my redesign and various errands, we kept pretty busy this weekend. We had a lot to do, and since we’ll be out of town for the next three weekends, we wanted to get as much done as possible. We decided to try to hang on to some cash for the concert next weekend. We’ll […]

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Menu Plan: 7/11-7/17

by Karen on July 13, 2009

We had a great time at the concert on Saturday, and we didn’t spend any money aside from a half tank of gas round trip. Now I’m up and ready for work, and it’s pouring down rain outside. I wish I could just go back to bed! Our total at the grocery store was $58. […]

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Photo by lincolnblues I can’t believe it’s been a whole month since we began our cash budget. It has flown by so quickly, but I guess that’s a good thing. As I wrote yesterday, the longer we go, the harder it gets to keep it up. A lot of our initial excitement and motivation has […]

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A little symbol to remind us of our goals

by Karen on June 30, 2009

Photo by benklemm Just last week I wrote about the importance of dreaming big. Sometimes the day-to-day reality of living frugally can be tough. Having big goals to remind you why you decided to scrimp and save can make it easier. By keeping my eye on the prize, I’m reminded of why the daily sacrifices […]

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Menu Plan: 6/26-7/3

by Karen on June 29, 2009

I’m ready for a short week after a fantastic, relaxing weekend! It was a great weekend budget-wise. We only have $3 cash in our pockets today, but we’re getting better at appropriating our cash for the week. After finishing our grocery list and doing price estimates based on past costs, we determined that we were […]

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