Posts tagged as:

cash budget

Why I’m happier on a tighter budget

by Karen on September 24, 2009

Yesterday I confessed that we kind of blew our budget this month. After a summer living on cash, we went a overboard once we started using our debit cards again. It wasn’t that we went completely nuts and totally disregarded our budget. It was much sneakier than that. It was a few things here and [...]

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Lessons learned from our no spend summer

by Karen on September 1, 2009

Is it really September 1st? It seems like just yesterday when I started no spend summer, but it’s been three months. Tony received his first paycheck of the school year at the end of last week, which means our experiment is over. But I have to be honest, it feels like it ended at the [...]

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Tracking spending on a cash budget

by Karen on August 10, 2009

One of the top complaints I hear about cash budgeting is that it’s harder to track spending with cash. When you’re swiping a debit card, it’s easy for to track spending electronically. When you’re spending cash, there’s a little more work involved. I use Mint.com to set and track my budget. The idea of changing [...]

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Reflections on month two of our no spend summer

by Karen on July 30, 2009

We were not as successful this month as last month. We made a handful of unnecessary purchases on our debit card in desperation, not because we needed things but because we wanted them. I know, I know, we’re bad. But this is an experiment. In the beginning we set a goal, and even though we’ve [...]

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