Simply Frugal. Simply Healthy. Simply Happy.
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I’ve seen lots of posts in the blogosphere with tongue-in-cheek responses to yesterday’s news that the recession is over. “Unemployment is still high.” “The housing market is still in a slump.” “People are still struggling.” “What do you mean the recession is OVER?!” Take heart: when an economy is actively in recession, it means economic [...]
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While I don’t recommend using credit cards to rack up debt, the unfortunate truth is that maintaining a credit history can be an important part of good finances. After all, your credit history is what determines interest rates and credit-worthiness for even “good” debts like mortgages and (sometimes) car payments. Even if you have a [...]
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Last week I wrote that frugal eating habits are also healthy eating habits. Since Tony and I restricted our budget even more, we’ve experienced a ton of positive health benefits, including weight loss, increased energy, and better sleep. It’s really made me start thinking about the balance between frugality and good health. The truth is, [...]
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Tony and I have been credit card debt free since January of this year. But for the past couple of months, we’ve started using our cards again every month. Don’t worry, it’s not what you think. We still don’t carry a balance, and we probably never will again. But we also don’t want to leave [...]
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I know I’m a little late with this, but I haven’t had a chance to write about it until now. As part of the stimulus bill, banking executives won’t be able to make more than $500,000 a year. The New York Times ran a sympathetic article on Feb. 6 explaining the hardship executives will face [...]
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One thing I’ve learned from the mortgage and lending crisis — you can’t be too familiar with the terms and conditions of your loans, investments, and credit cards. Now that we’re facing a credit crisis, it’s more important than ever that you’re familiar with the policies of your lenders and investment firms as some institutions [...]
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photo by Mr G’s Travels As the stock market crumbles and the job market shrinks, it’s easy to see the negatives of the troubled economy. After all, they’re right in front of us every day on the news, in our friends’ and neighbors’ struggles, and in our own homes. Despite all of this, I can [...]
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Yesterday Kacie at Sense to Save wrote about what she would do in a financial worse case scenario like a job loss or sudden medical expenses. I’ve actually been thinking about this a lot lately. Unfortunately, an acquaintance’s husband recently lost his job, and it made me wonder if we’d be prepared for a similar [...]
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The news has been scary lately. Crazy stock market plunges and surges, rising unemployment, and an unstable global economy make this a very scary financial market for average consumers. The news can’t be all bad, though, can it? There has to be a bright side to this craziness, right? In an effort to stay positive, [...]
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