Simply Frugal. Simply Healthy. Simply Happy.
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I’m surrounded by boxes once again, and in two days, we’ll move for the third time in eight months. It’s a stressful way to start the new year, but it’s really a great thing for our family. After eight months of frugal survival mode, we’ll finally be making enough to start building our savings instead [...]
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This summer has been terrible for our finances. We haven’t had any income since May. Thankfully, our bills were drastically reduced for the first, oh, 6 weeks of summer while we stayed with Tony’s family. But we still had car insurance, health insurance, student loan payments, my health insurance deductible, and other expenses. We moved [...]
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Last week’s post about holding off on paying down debt sparked a little controversy in the comments. I wanted to clarify some of my views, because there seems to be some confusion about my financial philosophy. First of all, I am not debt free. I have never claimed to be. Like most 25-year-olds, my husband [...]
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This morning I finally ran a 5K after four months of training. My first accomplishment was actually getting to the race and starting. I was convinced that it was too soon, and that I wasn’t ready. I almost backed out at the last minute. But I made it there, and I ran the race. I’m [...]
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I write about this topic a. lot. It’s because after years of working on it, I still spend way too much time beating myself up when I have to let things go. This week I announced that I’ll be updating this blog a little less frequently for the next few weeks as we head into [...]
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Yesterday, I started week 6 of the Couch to 5K running program. I have to be honest: it’s still really hard. I don’t love running. In fact, I hate it more days than not. I’m bored and tired and every second feels like an eternity. But I set a goal, and I’m making progress. Even [...]
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Last week after I mapped out financial goals for the next 3 years, I felt overwhelmed. Whenever I set a new goal, especially one as lofty as saving $20,000 for a house within three years, I go through a period where it feels impossible. I have to remind myself of how far we’ve come. I [...]
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Now that our emergency fund is complete, and we’re less than $1000 away from our goal to pay for our Europe trip in cash, I’m starting to think about what goals are next for us. Even though we’re unlikely to make much progress in the months ahead, it’s time to set our priorities and figure [...]
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This post originally ran on January 22, 2009. A year later, I’m still struggling to stay motivated, especially after temporary setbacks. Besides, I think we can all use a little encouragement as the novelty of New Year’s resolutions fades. These days, I’m thinking as much about fitness as I am about finance. I’m still working [...]
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My big New Year’s Resolution is to run a half marathon this year, but my first goal is a 5K in the middle of March. Last weekend I finished up week 3 of the Couch to 5K training plan. Guys. Seriously. Running is HARD. I was hoping it would be a lot easier since I’ve [...]
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