Posts tagged as:

spending

This post was originally published on June 8, 2010. Paycheck-to-paycheck living has become all too common, especially in this economic climate. Unfortunately, it’s a vicious cycle, and when you’re in the middle of it, it can feel impossible to break out of it. It seems that every time you start to get ahead, there’s a […]

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How to avoid money drain

by Karen on June 9, 2011

Recreational shopping has always been one of my biggest money drains. I can turn a quick stop at Target for a necessary item into a $40 splurge more easily than I want to admit. It’s a problem that I acknowledge, and I’ve been working to correct it. We have a lot of things on the […]

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Why I’d rather spend less than earn more

by Karen on April 25, 2011

This post was originally published on May 13, 2009. Now that I’m a stay-at-home mom, this post is truer than ever for me. I needed a reminder of why my priority will always be finding ways to cut our spending instead of increasing our income. I thought I’d share it with you, too. When you’re […]

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How much are you really spending?

by Karen on March 4, 2011

At the beginning of this year, Tony was hired for a full-time teaching position, and our income doubled. That sounds like we’re making a lot more than we really are considering the fact that Tony was seriously underpaid as an adjunct professor. But for us, it’s a lot of money, and it’s finally enough to […]

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More expensive isn’t necessarily better

by Karen on July 14, 2010

I’ll be 19 weeks pregnant tomorrow. That’s halfway to full term. I’ll also be finding out the sex of the baby if he or she cooperates (fingers crossed). We could be moving to our new place as soon as this Saturday. Which means I’m out of excuses. It’s time to start shopping for baby stuff. […]

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The importance of slowing down

by Karen on December 17, 2009

I have always been pretty decisive. Usually it works in my favor. I trust my instincts, and when I have to make a decision, I can usually pretty quickly make up my mind. This week, this decisiveness led to a pretty crummy mistake. When I bought my digital camera, I wasn’t sure how into photography […]

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Last week, my $2.50 flip flops that I’ve been wearing all summer bit the dust and one of Tony’s two pairs of shoes started to fall apart. I realized over the weekend that I haven’t bought a new pair of shoes in almost two years (aside from the running shoes I bought in January), and […]

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A little over a year ago, we moved most of our money into our savings account. We didn’t want to keep very much money in our checking aside from what we need to cover our monthly expenses. I decided to leave a $1,000 cushion in our checking account. The idea was that $1,000 would serve […]

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Why I’m happier on a tighter budget

by Karen on September 24, 2009

Yesterday I confessed that we kind of blew our budget this month. After a summer living on cash, we went a overboard once we started using our debit cards again. It wasn’t that we went completely nuts and totally disregarded our budget. It was much sneakier than that. It was a few things here and […]

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